Tools & Tips

Average Rates

This is a general guideline of interest rates for personal loans for the listed credit grades found on the Internet. Borrowers and lenders may use this for informational purposes, and negotiate rates among themselves.

A+ = 800-850		5.5-7.0%
A = 720-799		7.0-8.0%
B+ = 690-719		8.0-9.5%
B = 660-689		9.5-11%
C+ = 640-659		11-12.5%
C = 620-639		12-14%
D = 600-619		14-15.5%
F = 0-599		15.5%++

WikiLoan, Inc. does not lend money or match you with a lender. WikiLoan provides fee-based documents and tools for Lenders and Borrowers to manage the peer-to-peer lending and borrowing process. To find a lender, email some friends for help and invite them to participate on funding your loan request. Promissory notes are not FDIC-insured, may lose value, No WikiLoan or bank guarantee. WikiLoan does not verify all information provided by borrowers in listings.

* This information is based on the total number of Lenders that register and provide the maximum amount of money they intend to lend through the WikiLoan platform. WikiLoan totals the information and posts it on the platform for information purposes only. As this is accumulated 3rd party data, WikiLoan makes no guarantee of the accuracy of this information and does not verify all information provided by Lenders in listings.

WikiLoan does not offer services in the states of New York and California at this time.